FAQ's

Frequently Asked Questions

General Questions

How much can I borrow ?
The loan amount might range from XX to XX, based on your repayment capabilities and the city where the loan is given. The smallest loan amount that may be obtained is XX. The interest is computed on the total loan amount for the whole term and added to the principle. Then, the total sum is divided by the remaining months on the loan.
Can I pay off my loan early ?
Yes, you can clear your personal loan before the term ends in most circumstances. However, depending on several prerequisites, this may come at a cost. If you wish to clear the loan early, double-check your loan documentation or call us to ensure there are no prepayment liabilities before sending us some extra funds. Regardless of the loan you have, paying off your deficit might aid your finances.
Do you offering refinancing ?
Yes, we provide refinancing for personal loans, which entails replacing a current loan with a new one with lower monthly payments or interest rates. It is often done when you believe you cannot stand the stress of your large equated monthly installments. Personal loan refinancing allows you to save money by lowering your interest rate, fees, and loan conditions.
When should i apply ?
Taking loans is unavoidable and required at specific points in one’s life. A loan may help you get started whether you’re searching for a new house, a new automobile, or planning to create your own business. You may apply for an online loan without going to a bank or filling out lengthy documents. It demands a lower interest rate, making it feasible to repay the loan quickly.

About Borrow Loan

Where are you located?
Kkuber was established in 2017 by an expert financial advisor with over a decade of understanding in the banking enterprise to meet the financial needs of small businesses. We are located Mumbai 400092. You may contact us at +91 (22) 26456567 if you have any questions or issues.
What kinds of business financing do you offer?
We provide Term Loans to business owners who wish to invest in specific business sectors or have a continuous need for operating cash. A traditional term loan demands you to borrow a stipulated amount of money upfront and repay it with interest over a set period. It is excellent for many company owners for several objectives and has fewer criteria than standard bank loans.
Why should I use Advisor Loans?
Because a financial adviser specialises in giving consumers financial advice based on their knowledge and needs, while you may be aware of your wants and how to invest for them, you may not always have the time to accomplish it all independently. This is where a financial advisor assumes accountability for you. Your financial adviser learns about your requirements and future objectives from you and creates a long-term strategy to help you achieve them.
Can you help me if I am not an advisor?
We can, indeed. There is usually a quick and easy way to get the necessary cash, generally delivered over time. Insurance, particularly crucial person insurance, might be required as a condition of the loan application. The levels and costs of this insurance vary, clearly depending on the covered person’s financial history. Legal expenses will vary based on whether or not additional services are supplied.

After You Apply

How fast will my loan be funded?
Although online lenders like us offer a quick and straightforward application process, accumulating funds in your bank account may take several days. The time it takes to get money is ultimately determined by multiple factors, including how long it takes to apply, how long we need to process your request, and how quickly money is sent to your bank account following approval. It only takes a few minutes to apply for a loan with the aid of an online lender like us.
What’s a comparison rate?
A comparison rate is intended to assist you in understanding the total cost of a loan based on numerous key aspects other than the interest rate. As a result, this rate is beneficial when comparing loans from different lenders. It is computed using the interest rate and any other fees or charges that may apply to the loan, for instance, the loan amount or interest rate.
How much should i apply for?
It is entirely dependent on your capability. The essential criterion is the net monthly wage when determining the loan amount. We shall use the net amount you get rather than your total compensation when calculating the amount. The higher your net salary, the more considerable the amount you are qualified for. A person’s credit rating is also essential and has a lot of worth.
Can you help me if I am not an advisor?
We can, indeed. There is usually a quick and easy way to get the necessary cash, generally delivered over time. Insurance, particularly crucial person insurance, might be required as a condition of the loan application. The levels and costs of this insurance vary, clearly depending on the covered person’s financial history. Legal expenses will vary based on whether or not additional services are supplied.

After You Apporved

Do you charge for your service?
For documents to be handled as part of the application process, we usually impose a processing fee of XX per cent of the personal loan principle. If you pay off your loan before its term is out, you will be charged an extra cost, depending on the loan. These are the most standard fees you should know when applying for a personal loan.